Bishop Marketing Agency Blog

Your client is in the Medicare Part D Coverage Gap...Now What?

Posted by Lance Hoeltke on Mon, Nov 24, 2014 @ 04:25 PM

Helping your clients with Medicare Part D coverage understand the mechanics of the Medicare Part D coverage gap can be a daunting task.  We are going to cover a couple of the more difficult questions raised regarding the coverage gap in this segment.

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Tags: Humana Medicare Plans, Humana Medicare Agents, MAPD enrollment, MAPD and PDP membership, Health Reform Bill, MAPD, PDP enrollments, Patient Protection and Affordable Care Act, Prescription Drug Plans, Affordable Care Act, Coverage Gap, Part D Coverage Gap, Humana MAPD plan, Medicare Beneficiaries, CMS, CMS guidelines, health plan

Calculating the Medicare Part D Late Enrollment Penalty

Posted by Lance Hoeltke on Sat, Nov 22, 2014 @ 02:00 PM

One of the more common questions agents get asked from their Medicare clients is "what is the Medicare Part D late enrollment penalty?"  It is fairly easy to explain that if a Medicare member spends more than 63 consecutive days without having Part D or creditable drug coverage, they will be required to pay a late enrollment penalty should they choose to enroll in a Part D plan in the future.  The typical follow-up question is "will I have a late enrollment penalty?"  This is also usually pretty easy to answer, assuming the agent asks the proper questions of the client and the client responds with accurate answers about prior coverage.

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Tags: ICEP, MAPD enrollment, MAPD and PDP membership, MAPD, IEP election period, PDP enrollments, Prescription Drug Plans, Medicare Annual Enrollment Period, Humana MAPD plan, Medicare Beneficiaries, CMS, AEP, Medicare election periods, Medicare AEP, IEP, ICEP election period, CMS guidelines, Medicare Part D late enrollment penalty

Non-renewing Medicare Advantage Plans: What to do

Posted by Lance Hoeltke on Tue, Jan 08, 2013 @ 08:28 AM

Do you have clients whose Medicare Advantage Plans did not renew for 2013 and have yet to elect a new plan?  They can still pick a new plan, and you can help them do it.  Here are a few things to know in order to make sure your client has a smooth transition to their new Medicare Advantage Plan:

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Tags: Humana Medicare Plans, Bishop Marketing Agency, Humana, MAPD enrollment, MAPD and PDP membership, Prescription Drug Plans, Marketing Humana Medicare Plans, Humana’s Medicare health plans, PDP enrollment, Medicare options, Humana MAPD plan, Medicare election periods, Special Election Periods for MAPD, CMS guidelines

How well do you know your election periods? Dual Eligibles

Posted by Lance Hoeltke on Wed, Jul 11, 2012 @ 12:21 PM
In case you’ve missed it, we started a little series on election periods. Did you know there are over 20 SEPs (Special Election Periods) for MAPD and Prescription Drug Plans? 

Here’s the scoop on Dual Eligibles:
Dual Eligibles are defined as those having both Medicare and either partial or full  Medicaid benefits. Here are some qualification items you can ask to verify their status: Medicaid Card, Medicaid Award Letter, Medicaid #, or Member Attestation Form. 

As long as they are eligible for dual status they have a continuous open enrollment  period. For those who have recently lost their status (which can be verified by member attestation or state notice showing loss of status), then the SEP begins the month of lost dual eligibility and runs for two consecutive months following the first month.
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Tags: Humana Medicare Plans, Medicare supplement plans, Prescription Drug Plans, Medicare Health Plans, Humana MAPD plan, Special Election Periods for MAPD, Dual Eligibles